Keep Your Money Safe

You can be the greatest layer of protection between a criminal and your money simply by checking your account each day. Just log onto online banking or the mobile app and look at your account. If you see anything out of the ordinary, call us immediately at 740-943-2317 (even outside our normal hours).

Here are some additional tips to help keep your money safe all year long.

How & Where You Shop Matters

There are simple ways to better protect yourself whenever you’re shopping online. Always use credit cards instead of debit cards for online purchases. Otherwise, hackers could get access to your bank account and wipe out all your money in the blink of an eye. Another tip involves your internet connection. While it might be tempting to use someone’s Free Wi-Fi to do some shopping, you should avoid it. While it might be convenient, it’s definitely not secure for transmitting your credit card information. Only shop with a secure connection at home.

If you’re traveling, contact us with details (where you’re going and when you’ll be there) so we can make a note on your account. Otherwise, your out of town purchases could be flagged (and blocked) as potential fraud.


Fake Shopping Specials

Hackers build complete copies of well-known sites, send emails promoting great deals, sell products, and take credit card information – but never deliver the goods. The “too good to be true” discounts are a red flag. You should never click on links in emails or popups with huge discount offers (especially for watches, phones, or tablets). Type in the website yourself to see if an offer is legit.

Free or Discounted Gift Cards

One popular  scam is big discounts on gift cards. Don’t fall for email offers from retailers or social media posts that offer vouchers or gift cards as part of a special promotion or contest – even if it’s been shared by a friend (they may have been hacked themselves).

Phony Shipping Notices

With the rise of online shopping and programs like Amazon Prime, more people are having items shipped to their home than ever before. You’ll probably see emails supposedly from UPS and FedEx that claim your package has a problem and/or could not be delivered. Odds are this is a hacker trying to make you click on a link or open an attachment. Even if you think it’s a real email, it only takes a second to type in the official website and verify if there’s an issue you need to take care of. Considering the cost if your computer is hacked, that second will be time well spent.


Movie Ticket Scams

Many theaters are pushing presale tickets for the opening weekend of highly anticipated films (resulting in sold out showings). Phishing emails started going around recently making people think they could win tickets for some of these movies. Unfortunately, these emails are just another scam similar to the others we’ve mentioned here. If you get one, you’re better off just sending it to your Trash folder.

Fake Refund Scams

This scam starts with an email that looks like it came from a retail chain or e-commerce company (like Amazon or eBay) claiming there’s a “wrong transaction” and prompting you to click a link for a refund. You’ll be asked to fill out a form (including your card information). As soon as you click “submit,” your personal information will be sold to cyber criminals.


If you want even more information and tips on protecting yourself from fraud,  visit our Fraud Protection Page or any of these other sites: