Personal Savings Accounts For Every Goal

Whether you’re saving for a rainy day or a big purchase like a home, Richwood Bank’s savings accounts make it easy to reach your goals. There are options for people who save a little or a lot, and specialized accounts to help with saving for retirement or a dream vacation.

Enjoy these great benefits with our traditional savings accounts:

Standard Savings Accounts

Account Type:

Kasasa Saver

Foundation Savings

Choose This If:

You have a Kasasa Cash checking account. (Your interest and ATM refunds will be transferred here.)

You want a basic savings account with no fees or minimum balance requirements

Minimum to Open:

$50

$50

Service Charge:

None

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None

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Account Type:

Performance Savings

Diamond Savings

Choose This If: 

You maintain a high balance and want to earn a higher return and avoid a monthly service charge.

You want limited check writing privileges and our highest interest rates.

Minimum to Open:

$50 ($10 for minors)

$15,000

Service Charge:

$2

Waived with minimum $10,000 average balance

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$15

Waived with $15,ooo minimum balance or $20,000 average daily balance

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Specialized Savings Accounts

Account Type:

Certificates of Deposit (CDs)

Individual Retirement Accounts (IRAs)

Health Savings Account

Choose This If:

You want to earn a high, fixed interest rate and don’t need immediate access to your funds.

You want to start saving for retirement.

 

 

You have a high deductible health insurance plan and want to save for future medical expenses.

Minimum to Open:

$500

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Varies

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Varies

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Christmas Club

Vacation Club

Choose This If:

You want to avoid financial stress by saving all year for your Christmas shopping.

You want to enjoy a vacation free of financial stress by saving for your vacation all year.

Minimum to Open:

Questions? Contact Us at (740) 943-2317.