Personal Savings Accounts For Every Goal

Whether you’re saving for a rainy day or a big purchase like a home, Richwood Bank’s savings accounts make it easy to reach your goals. There are options for people who save a little or a lot, and specialized accounts to help with saving for retirement or a dream vacation.

Enjoy these great benefits with our traditional savings accounts:

 

Standard Savings Accounts

  • Choose This If:
  • Minimum to Open:
  • Service Charge:
  • Foundation Savings
  • You want a basic savings account with no fees or minimum balance requirements
  • $50
  • None
  • Learn More
 
 
  • Choose This If:
  • Minimum to Open:
  • Service Charge:
  • Performance Savings
  • You maintain a high balance and want to earn a higher return and avoid a monthly service charge.
  • $50 ($10 for minors)
  • $2
    Waived with minimum $10,000 average balance
  • Learn More
  • Diamond Savings
  • You want limited check writing privileges and our highest interest rates.
  • $15,000
  • $15
    Waived with $15,000 minimum balance or $20,000 average daily balance
  • Learn More
 
 

Specialized Savings Accounts

  • Choose This If:
  • Minimum to Open:
  • Certificates of Deposit (CDs)
  • You want to earn a high, fixed interest rate and don’t need immediate access to your funds.
  • $500
  • Learn More
  • Individual Retirement Accounts (IRAs)
  • You want to start saving for retirement.
  • Varies
  • Learn More
  • Health Savings Account
  • You have a high deductible health insurance plan and want to save for future medical expenses.
  • Varies
  • Learn More
 
 
  • Choose This If:
  • Minimum to Open:
  • Christmas Club
  • You want to avoid financial stress by saving all year for your Christmas shopping.
  • $5
  • Learn More
  • Vacation Club
  • You want to enjoy a vacation free of financial stress by saving for your vacation all year.
  • $5
  • Learn More
 
 

Make the Switch to Richwood Bank

 

Questions? Contact Us at (740) 943-2317.