Personal Checking Accounts That Work For You

Richwood Bank checking options are designed to fit your needs. Want rewards? We’ve got them. Over 55 and need free checking? We’ve got you covered. Just need a basic account? No problem. Browse our account choices; and then open the account that’s right for you.

Kasasa Checking Accounts

Hate paying fees for using another bank’s ATM? Want to earn rewards while using your debit card? Choose Kasasa! Each account has different rewards and qualifications.

What is Kasasa Anyway?

Kasasa is free checking account. Really free. And you can get rewards just for using your account. BancVue offers the Kasasa brand exclusively to credit unions and community banks like Richwood. Why? Because banking locally helps support the community.


Additional Kasasa Account Features:

  • NO Monthly Service Charge
  • NO Minimum Balance to Earn Rewards
  • ATM Fee Refunds—Nationwide

Kasasa Cash

Kasasa Tunes

Kasasa Cash Back


  • 2.00% APY on balances up to $10,000*
  • 0.50% on portion of balance over $10,000
  • 0.10% APY* if qualifications are not met* High Interest Rate:
  • APY=Annual Percentage Rate

iTunes/Amazon Media:

  • $15 iTunes®/Amazon® refund at signup
  • $5 iTunes®/Amazon® refund each time you qualify

Cash Back:

  • 3% cash back on debit card purchases
  • Earn up to $10 per month


Must be completed each monthly qualification cycle

  • Receive e-Statements
  • Have at least 12 debit caard purchases post to and settle
  • Have one direct deposit or automatic (ACH) payment post to and settle
  • Receive e-statements
  • Have at least 12 debit card purchases post to and settle
  • Use online banking
  • Receive e-statements
  • Make 18 debit card purchases (use as credit)
  • Have one direct deposit or automatic (ACH) payment

Traditional Checking Accounts

Choice Checking

Advantage Checking

Senior Checking

Choose This If:

You often use your debit card to make purchases and you want to avoid a monthly service charge.

You maintain higher balances and want to earn interest.

You’re age 55 or better and you just want free checking and free checks*.

Minimum to Open:




Service Charge:


  • $1 off for using e-Statements
  • 30¢ off for each debit card purchase over $10.00


  • $2,500 daily balance or $3,500 average balance

NONE Two free boxes of wallet specialty checks per year

Enjoy these great features with all our checking accounts:

  • Free e-Statements
  • Unlimited Transactions
  • FDIC Insured
  • Overdraft Privilege is Available

Questions? Contact Us at (888) 943-2317.