Welcome To The Mortgage Loan Center

Applying for a mortgage loan means you’re preparing to make a big decision in your near future. We want to ensure that you are informed and ready every step of the way.

The process of applying for and taking out a mortgage loan can seem intimidating, but at Richwood Bank we want to make your experience seamless.  Whether this is your first home or one of several, we will be by your side to make the process easy, and yes, even fun!

Contact us today to get started on your new home adventure.

Today’s Featured Rates

Check Mortgage Interest Rates

Check our current rates, and sign up for automatic updates when interest rates change.

Check Rates ⇒

Mortgage Calculators

Are you thinking about buying a home but still in the house hunting phase? We’ve provided several calculators to help answer some common questions.

Mortgage Calculators ⇒


We’ve compiled a list of frequently asked questions about mortgages. If you don’t find the answers you need there, call or stop by your local branch and we’ll be happy to help.

Questions ⇒

Ready to start the process?

You can apply online in as little as 20 minutes. Just click the secure APPLY NOW link below. After you complete the application, be sure and click SUBMIT. A loan officer will follow up with you to answer your questions and guide you through the next steps.

If you’d rather complete the application in person with one of our loan officers, we’d be happy to set up an appointment with you. Just call us at 1-888-943-2317.

You may view the important disclosures presented when your loan was submitted by providing the User ID and password you created when you began your application. Remember, these disclosures were created when your application was submitted and have not been updated with any changes that may have occurred since then. If you have any questions, please contact us at 1-888-943-2317 or via email at mortgages@richwoodbank.com.