You’ve proven your business is a staple in this community and need the profits to gain as much interest and return as possible. Sure, we have Money Market accounts available, but we created COMMAND to allow you unlimited transactions with higher rewards.

It will help with your payroll and investments in expansions, franchising, or new innovations to your model. You’ve ventured out there far and lead the way. Now COMMAND more rewards.

Higher balances open up higher rewards. You have the profits to gain as much interest and return as possible. Earn cash back, interest on your balance and the commercial products you use, plus a bonus bump in interest on the valued service lines you invest in with Richwood – every month.

  • First debit card free
  • Online banking
  • Bill pay
  • Mobile banking app with check deposit
  • CardValet
  • Unlimited transactions and transfers

Don’t want the service charge? No problem:

Waive the service charge by earning up to $30 cash back – every month*

  • Larger commercial businesses
  • Customers who take advantage of our treasury management products:
    • Business Online Banking with ACH
    • Online Bill Pay
    • Mobile Check Capture
    • Merchant Services
    • Digital Deposit
    • Positive Pay
    • Smart Safe
    • Retail Lockbox
  • Customers who utilize our valued service lines:
    • Richwood Payroll
    • Richwood Marketing
    • Richwood Financial
    • Richwood U

*APY=Annual Percentage Yield.  APYs accurate as of 10/1/2018.  Rates may change after account is open.  Fees could reduce earnings.  Minimum balance to open is $25,000.00.  You must maintain a minimum average daily balance of $25,000.00 in the account to obtain the disclosed annual percentage yield.  This account is not to be used for consumer purposes.