Certificates of Deposit

Exclusive Relationship Rates


Exclusive rates. Just for Richwood Bank customers.

If you have a checking, savings, or loan with Richwood,
you’ll receive our special relationship rate on CDs.


Regular CD:
2.53% APY**

Jumbo CD:
2.79% APY***


Regular CD:
2.79% APY**

Jumbo CD:
2.79% APY***


Regular CD:
2.84% APY**

Jumbo CD:
2.94% APY***

Ask us for more details at 740.943.2317

*Offer good for the initial term only. CD is automatically renewed for the same term. To qualify for relationship rates, customer must have an active checking, savings, or loan with Richwood Bank. The rate is determined based on the published rate for the CD, excluding CD specials, that is closest to but not exceeding the term of the CD. Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. Interest is compounded daily. Penalty may be imposed for early withdrawal. Fees could reduce earning on the account. APY is accurate as of 9/11/18. Product offering may be withdrawn any time. **Minimum balance to open an account and obtain the Annual Percentage Yield (APY) shown is $500. ***Minimum balance to open an account and obtain the Annual Percentage Yield (APY) shown is $100,000. 

About Certificates of Deposits

Certificates of Deposits (CDs) offer a higher, fixed interest rate than most savings accounts. They’re a good option if you don’t need immediate access to your funds and want a guaranteed return. You choose the term, and your money is FDIC insured up to $250,000.


  • Better returns than most savings accounts
  • Competitive fixed rates
  • Various terms to choose from
  • Interest compounded daily
  • Interest payments made according to request
  • Penalty for early withdrawal
  • $500 minimum deposit to open
  • FDIC insured