Simple, Affordable Business Checking

Get a checking account that works for your company, without hassles and fees. Our checking accounts make it easy to do business, and banking with us will save you time and money. Whether your business is large or small, for-profit or not-for-profit, we’ve got you covered.

Need to order checks? Visit your local branch.

All business checking accounts feature:

  • Free online banking with bill pay
  • Free mobile banking
  • Free eStatements
  • Overdraft protection available
  • FDIC Insured

Enterprise Checking

The perfect choice for businesses of any size. Get unlimited checking with a low opening deposit and low monthly fee that can easily be waived with a minimum balance.


  • Designed for large and small businesses
  • $10 monthly service charge
  • Monthly service charge waived with $1,000 daily balance or $2,500 average daily balance*
  • $50 minimum deposit to open

*A monthly service charge of $10 will be accessed if the minimum balance of $1,000 is not maintained through the month or if the average daily balance is below $2,500.

Venture Checking

Put your money to work for you with an interest-bearing checking account. You’ll get unlimited checking and a low monthly fee that is waived with a $25,000 minimum balance.


  • Interest bearing account
  • Tiered interest rates
  • $25 monthly service charge
  • Monthly service charge waived with a minimum daily balance of $25,000.00*
  • $25,000 minimum opening deposit

*If the balance drops below $25,000, a $25.00 service charge will be applied for that month.

Not-For-Profit Checking

Make every dollar count with free, unlimited checking. There’s no minimum balance to maintain, and you’ll even get a discount on business checks.


  • No monthly service charges
  • Low-cost business checks
  • $50 minimum deposit to open
  • No minimum monthly balance requirement

Overdraft Opt In

Protect yourself from hefty overdraft fees or the embarrassment of declined payments. Richwood Bank’s Overdraft Opt In gives you peace of mind.

Questions? Contact Us at (740) 943-2317.