Our Business Accounts Save You Time & Money

Richwood Bank is a community bank, which means when your business succeeds, we all succeed. We’re committed to being your partner for growth by providing the technology and services you need. Our team of experts are people who genuinely care about you and your business, whether you are a new startup or have been around for decades. We offer many business solutions that work to make your company run efficiently and profitably.


Take a look at our simple, affordable checking options that make it easy for you to do business.


Put your idle cash to work for you with one of our savings accounts. The more you save, the more you can earn!


Let us create a custom loan for whatever your business needs to succeed. Enjoy the benefits of local decisions and processing.

Card Services

Get a convenient, secure way to make business purchases with a debit or credit card.

Online Banking

Enjoy free, secure electronic banking options that make managing your business accounts fast and simple.

Operations Services

Save time, money and hassle with our affordable payroll management, digital deposit, and merchant credit card services.

Enjoy these great features when you bank with Richwood:

  • Top of the line software, apps, and
    products to keep your business
    running smoothly
  • No hidden rate increases or fees
  • Low fees for Merchant
    Operations Services
  • Buzz Points, a “buy local” reward
    program that helps you reach
    more customers
  • Unlimited deposits
  • Prompt and accurate delivery of
    monthly statements
  • Currency and coin orders
  • Certified checks
  • Employee check cashing
  • Deposit bags
  • Identity Theft Protection
  • Direct Deposit Services
  • Courier Service
  • ATM Cards
  • Immediate Issue Gift Cards
  • Safe Deposit Boxes
  • Money Orders / Cashier’s Checks
  • Wire Transfers
  • Night Drop Depository
  • Mail-In Banking
  • Drive Through Facilities at all Branches
  • Telephone Inquiries
  • Coin Counter/Sorter
  • Return deposit items
  • Incoming wire transfers
  • Automatic Clearing House (ACH) transactions

Choose your partner for growth. Choose Richwood. Stop by your local branch today to open your account.