Business Checklists

Whether you are a new startup or have been around for decades, our team of experts are people who genuinely care about you and your business. We offer many business solutions that work to make your company run efficiently and profitably. Use these checklists to help you gather the necessary items to get started.

Business Account

Opening Checklist

  • Resolution – if naming additional authorized signers
  • SS-4 (or other IRS form) if using EIN
  • Articles of Incorporation (if available)
  • State of Ohio Certificate (active)
  • Certified Corporate Resolution or Certified Minutes/Letter by Corp Officer
  • SS-4 (or other IRS form) if using EIN
  • State of Ohio Certificate (active)
  • Operating or Membership Agreement
  • SS-4 (or other IRS form) if using EIN
  • Partnership Agreement (if available)
  • State of Ohio Certificate (active)
  • Certified Partnership Resolution or Certified Minutes/Letter by Partner
  • SS-4 (or other IRS form) if using EIN
  • Driver’s license
  • Social Security number
  • Phone number and email address
  • Date of birth
  • Physical address

Business Solutions

What you need to get started

  • Proof of Federal, State and Local Tax ID Numbers
    • Bring in confirmation letters of your Employer Identification Number (EIN), State Employer Withholding Number and Ohio Department of Job and Family Services (ODJFS) account number.
  • Financial Account information for your business
    • Let us know your Richwood Bank account number. If you bank with someone else, supply us with your last three months of statements so we can confirm your business revenue.
  • Number of Employees
    • We also need a listing of all of your employees.
  • Benefits and Employer Contributions
    • A list of all benefits and contributions.
  • Year to Date Payroll Tax Summary Report
    • Bring in this report to show us the total and taxable wages that are subject to federal and state withholding.
  • Three months of most recent statements
  • Ethernet or phone line access
  • Stationary machine, mobile swipe or virtual machine
  • Three months of most recent statements
  • Volume of weekly/monthly deposits
  • Frequency of pick up
  • Location(s) of pick up
  • Hours of operations
  • Richwood Bank account numbers
  • Contact(s) name, phone number and email
  • Desired start date
  • Three months of most recent statements
  • Three months of most recent statements
  • Richwood Bank account numbers
  • Location(s) machines will be needed
  • Purchasing, renting, or using prior-owned machine
  • Number of users that will use digital deposit
  • Dollar limit of expected deposits
  • Frequency of deposits
  • Three months of most recent statements
  • Richwood Bank account numbers
  • Contact(s) name, phone number and email
  • Estimated start date
  • Daily limit request
  • Total number of users submitting ACH files
  • Verification of approvers
  • Richwood Bank account numbers
  • View only or transfer access
  • Billy access and number of users
  • Shared tax identification numbers
  • Type of business accounts