Phone: (740) 943-2317
Toll Free Phone: (888) 943-2317
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Remember the joy you got as a kid from putting your tooth under your pillow and finding money there the next morning? This account gives you free money too, but without having to give up any of those pearly whites!
Kasasa Saver is linked to your Kasasa Cash account; your interest earnings and ATM fee refunds* are automatically transferred here, where they earn a high 1.25% APY*. It's easy to build your savings because you're making deposits without having to think about it!
There are no additional qualifications for this account. Every monthly qualification cycle you do the following for the Kasasa Cash rewards, you automatically qualify for the Saver rate:
If you don't qualify in a given cycle, don't worry about it—you will still earn our base rate of interest for that period. And you can get the Kasasa Saver rate back the very next cycle you qualify!
*Minimum to open Kasasa Cash account is $50 and $50 for Kasasa Saver. Annual percentage Yield (APY) accurate as of 7/12/11. Kasasa Cash rate tiers are as follows: 2.50% applies to balances of $0.01-$10,000.00 and 0.50% applies to balances over $10,000.00 if qualifications are met during the monthly qualification cycle. All balances will earn 0.10% if qualifications are not met. The advertised Kasasa Cash APY is based on compounding interest. The interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. The actual interest paid may be less than the advertised APY. The Kasasa Saver APYs may be less than the Kasasa Cash APYs. Kasasa Saver rate tiers are as follows: 1.25% APY applies to balances of $0.01-$25,000 and 0.50% APY applies to balances over $25,000 if qualifications are met during the monthly qualification cycle on Kasasa Cash account. 0.10% APY applies to all balances if qualifications are not met on Kasasa Cash account. All qualifying transactions must post and clear the Kasasa Cash account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. PIN based transactions do not count toward qualifying debit card transactions. Intra-bank transfers do not count as qualifying ACH transactions. If you have met the qualifications during the monthly qualification cycle, we will refund the first 5 domestic ATM fees (Kasasa Cash account only) up to $5.00 per item. Monthly qualification cycle means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle (one-day asynchronous – no weekend processing). Rates may change after the account is opened. Fees may reduce earnings.
Remember these tips to get the most out of your Kasasa account:
1. Make sure you use your debit card as a signature based transaction. (as credit)
2. Remember your qualifications:
3. Your transactions must post and clear during the qualification cycle to count.
2011-2012 Qualification Cycle Calendar:
The Richwood Banking Company — Member FDIC, Equal Housing Lender
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