Certificates of Deposit (CDs)

Back in grade school, it was all about getting A's and B's; these days it's more about what you've got in your bank account than on your book report. So the letters C and D are a lot more important.

CDs offer federal insurance up to $250,000 and fixed interest rates, so you can rest easy knowing your money is safe and earning a good return no matter what the economy does. Lock in the term and rate of your choice then sit back and let the money roll in.