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Your house could be doing a whole lot more for you. Not that the whole "keeping you warm and safe and giving you a place to keep all your stuff " thing isn't already pretty sweet. But it could be doing even more!
You can use the equity you have in your home to get financing for your next big purchase or project. From paying off credit cards to building that deck you always wanted, whatever you're daydreaming about can become a reality. A home equity loan makes it easy
Low fixed home equity rates starting at 4.99%*
*Home Equity Loan – All Annual Percentage Rates (APRs) assume loan amount minimum of $10,000 and a loan-to-value (LTV) of 80% or less. As of 4/1/12, 4.99% APR is available for qualifying properties, with a term of 0-5 years and 5.50% APR is available for qualifying properties with a term of 5-10 years. 1 to 4-family owner-occupied properties only. Appraisal fee of $370.00 is required. All other costs will be waived. Rates and terms may change at any time and vary by property time, loan amount, credit history, lien position and LTV ratio. Offer subject to change without notice. Offer expires 6/30/12. Pre-payment penalty of $500 will be assessed, if closed within the first 36 months. All accounts and services subject to individual approval.
Rates apply to new accounts and may not be applied to existing accounts.
All accounts, loans, and services are subject to individual approval and may be withdrawn without notice.
Use your home equity to secure a line of credit. It works just like a home loan, except rather than a lump sum, you get pre-approved for funds to use as you need them. There is no fee and you only pay interest on what you use. This is an affordable, flexible option to be prepared for just about anything.
The Richwood Banking Company — Member FDIC, Equal Housing Lender
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