Phone: (740) 943-2317
Toll Free Phone: (888) 943-2317
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Aha! We knew this interestingly named account would catch your attention! That first word might seem strange to you, but everyone loves that second one.
This free high interest checking account earns you an incredible 2.50% APY*. Just do simple things like using your check card and getting electronic statements (which actually makes your life easier anyway) and you'll get that killer rate plus ATM fee refunds**—not just in Central Ohio but nationwide!
Add a free Kasasa Saver account*** for automatic savings and a second great rate of return each month.
To receive the Kasasa rates and ATM fee refunds*, simply use these services designed to make managing your money easier:
See how easy? And if for some reason you don't qualify in a given cycle, don't worry about it—you still get unlimited free checking and earn our base rate for that cycle. And you can get the rewards back the very next cycle you qualify!
*Minimum to open Kasasa Cash account is $50 and $50 for Kasasa Saver. Annual percentage Yield (APY) accurate as of 9/1/11. Kasasa Cash rate tiers are as follows: 2.50% applies to balances of $0.01-$10,000.00 and 0.50% applies to balances over $10,000.00 if qualifications are met during the monthly qualification cycle. All balances will earn 0.10% if qualifications are not met. The advertised Kasasa Cash APY is based on compounding interest. The interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. The actual interest paid may be less than the advertised APY. The Kasasa Saver APYs may be less than the Kasasa Cash APYs. Kasasa Saver rate tiers are as follows: 1.25% APY applies to balances of $0.01-$25,000 and 0.50% APY applies to balances over $25,000 if qualifications are met during the monthly qualification cycle on Kasasa Cash account. 0.10% APY applies to all balances if qualifications are not met on Kasasa Cash account. All qualifying transactions must post and clear the Kasasa Cash account during the monthly qualification cycle. Transactions may take one or more business days from the transactions date to post to an account from the date the transaction is made. PIN based transactions do not count toward qualifying debit card transactions. Intra-bank transfers do not count as qualifying ACH transactions. If you have met the qualifications during the monthly qualification cycle, we will refund the first 5 domestic ATM fees (Kasasa Cash account only) up to $5.00 per item. Monthly qualification cycle means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle (one-day asynchronous – no weekend processing). Rates may change after the account is opened. Fees may reduce earnings.
Remember these tips to get the most out of your Kasasa account:
1. Make sure you use your debit card as a signature based transaction. (as credit)
2. Remember your qualifications:
3. Your transactions must post and clear during the qualification cycle to count.
2011-2012 Qualification Cycle Calendar:
The Richwood Banking Company — Member FDIC, Equal Housing Lender
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