Other Banking Services
The “Extras” You Deserve
These days customers should expect their bank to offer much more than just traditional checking and savings accounts. At The Richwood Banking Company, we give you free, time-saving financial services designed to simplify your banking without sacrificing quality or convenience.
That means you can bank when YOU want to with our Free 24-hour Online Banking and bill-pay service, our automatic payments and handy Direct Deposit options. We can even help you protect your important documents and valuables with Safe Deposit boxes in a variety of sizes.
We’re happy to go the extra mile for our customers by offering them unmatched additional services.
Overdraft Protection
Direct Deposit •
ATM Cards •
VISA Debit Cards •
RBC Credit Cards
Wire Transfers • Gift Cards • Travel Cards • Safe Deposit Boxes
Money Orders & Cashier's Checks
Cost-effective and convenient protection against unexpected cash shortages. The Richwood Banking Company offers you its overdraft protection with prior approval by the bank and a nominal monthly fee. Please contact us for complete details on this service for your checking account.
- Avoid $28 per item fees and be covered by ODP. (Overdraft Protection)
- Prior approval required for Overdraft Protection.
- Nominal monthly fee for this service.
Sign up for our overdraft protection service--call 1-740-943-2317 to speak with one of our expert bankers today.
We can receive your payroll checks and Federal recurring payments for direct deposit. Enroll today to receive and make payments safely and conveniently. Deposited funds are always available when you need them, even when you’re out of town.
- Direct deposit payroll and Federal recurring payments.
- Safe, fast, and convenient.
- No more lost or stolen checks.
Why wait? Call one of our personal bankers today at 1-740-943-2317 to set up your own Direct Deposit.
An ATM card from The Richwood Banking Company gives you access to the STARs and CIRRUS® network of ATMs worldwide. You can make cash withdrawals, view account balance, or transfer funds between accounts. Our
ATM card is available free to our checking and savings account holders.
- No annual fee.
- Member CIRRUS® and STAR networks.
- Surcharge-free cash withdrawals at STAR ATMs.
Enjoy the comfort and convenience of a business ATM card. Call us at 1-740-943-2317 to open a checking or savings account with a free ATM card today.
Our VISA® Debit Card not only gives you access to the STARs and CIRRUS® network of ATMs worldwide, but it can also be used for purchases at millions of merchants where VISA® is accepted. It’s faster and more convenient than writing a check, and your purchase amounts are automatically deducted from your checking account. The Richwood Banking Company VISA® Debit Cards can be tied to any of our checking or savings accounts.
- No annual fee.
- No ‘per transaction’ fee.
- Member CIRRUS® and STARs networks.
- Surcharge-free cash withdrawals at STARs ATMs.
- Use wherever VISA® is accepted.
Get your Debit Card today by opening a checking or savings account. Just call us at 1-740-943-2317 and talk to one of our friendly bankers.
Stop worrying about unexpected business-related expenses, and avoid embarrassing cash shortfalls during business trips with a MasterCard® or VISA® Credit Card from The Richwood Banking Company. Our business credit cards have a low APR and there’s no annual fee. Why not give yourself extra peace
of mind and a little more financial freedom with a corporate credit card?
- No annual fee.
- Low APR.
Take control of your business expenses with a business credit card today. Just call 1-740-943-2317 to speak with one of our personal bankers.
When time is critical, your business needs solutions fast. That’s why we provide same-day transfer of funds for all domestic wires. International wires are also available. Domestic and foreign incoming wire transfers are free. Domestic and foreign outgoing wire transfers are $15.
- Same-day fund transfers for domestic wires.
- International wire transfers available.
- Incoming wire transfers are free.
Request your wire transfer today by calling 1-740-943-2317 and speaking with one of our friendly bankers.
Our Gift Cards are a fast and easy way to carry or send funds without the risk of cash. Perfect for college students, wedding gifts, or any other special occasion when you don’t want to give or carry amounts of cash. Show your family, friends, employees and clients just how much you care. Activate a gift card with any balance immediately and be on your way.
- Select your amount.
- Ready to use instantly.
- Safe alternative to carrying cash.
- Available at all branches.
It’s easy to brighten someone’s day with an elegant immediate-use Gift Card; just call one of our friendly bankers at 1-740-943-2317 today.
Travel Cards are the same as far as not wanting to carry cash whether traveling or on vacation. They can be used anywhere VISA is accepted and are pin and signature based. Travel Cards are the perfect replacement for old fashioned traveler's checks.
- Use anywhere VISA is accepted.
- PIN number and signature based.
- Can be used at ATMs.
- Perfect replacement for traveler's checks.
Travel with peace of mind and get your travel cards today; just call us today at 1-740-943-2317 for details.
Don’t risk the loss or theft of important documents or valuables when you can safely and securely store them in one of our Safe Deposit Boxes. Available in a variety of sizes, we offer Safe Deposit Boxes at all of our bank branches.
- Protect important items.
- Choose from several sizes.
- Costs vary.
Don’t wait another day to secure your valuables; call 1-740-943-2317 for your safe deposit box today!
Money Orders / Cashier’s Checks
The Richwood Banking Company offers safe and secure Money Orders and Cashier’s Checks to our customers so they can conduct their financial business without having to deal with cash. Both are available at any of our bank branches. Money Orders are $3 per request, and Cashier’s Checks are $5.
- Money Orders / Cashier’s checks available.
- Money Orders are $3 or $5 each.
- Cashier’s Checks are $3 or $5.
- Safer than cash.
Call 1-740-943-2317 for your Money Order or Cashier’s Check needs today!
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