Personal Checking Services
All Checking Accounts Are NOT Created Equal
Don’t settle for less when it comes to checking accounts. Some banks only offer the same old checking accounts your grandparents had, but we know that times have changed and that our customers want more.
That’s why we offer a variety of checking accounts designed to meet many different needs. We have affordable basic accounts for students and customers who don’t write many checks each month, and we have multi-tiered, high-interest bearing accounts for our more serious investors.
Essential Checking •
Elite Checking • Advantage Checking • Ultra Advantage Checking
Supreme Advantage Checking • Special Checking Accounts • Academic Checking Accounts
Premier Gold Checking • In-Club Checking
Essential Checking
“A popular, no-nonsense basic checking plan.”
Ideal for our customers who don’t write a lot of checks each month, who can maintain a minimum balance of $500 each month, and customers who have several electronic transactions. Our Essential Checking Account was designed to be low-maintenance. Requires $50 to open; $10 if minor. The $4 monthly fee and $.15 per check fee are waived if your balance during the calendar month remains at $500 or more, or if the average daily balance is at least $1,500). Essential Checking is not interest bearing.
- $50 to open account.
- $4 dollar monthly fee and $.15 per check fee .
- Service / per check fees waived with $500 monthly balance.
Call 1-740-943-2317 today to speak to one of our friendly banking professionals to open your Essential Checking account.
Elite Checking
"Perfect for customers who write a lot of checks each month."
Convenience and simplicity in one account, Elite Checking is perfect for customers who write a lot of checks each month and who can maintain the required minimum balance. This account offers the same benefits and balance requirements ($50 to open) as our Essential Checking account, but Elite Checking has a $6 monthly fee, and no ‘per item’ fees. This is not an interest-bearing account.
- Unlimited transactions.
- No ‘per item’ fees.
- No fees with $500 min. daily balance ($1,500 aver. monthly bal.)
Start writing as many checks as you like today with an Elite checking account; call 1-740-943-2317 to speak to one of our friendly banking professionals.
Advantage Checking
“Interest-earning checking with a low balance requirement.”
Offering competitive interest rates, our Advantage Checking personal account has no check writing restrictions. Interest is compounded and paid monthly. Account can be opened with a $1,000 minimum deposit. Interest earned on account as long as $1,000 minimum daily balance met. If minimum balance requirement is not maintained, interest is not credited for that calendar month (and $4 monthly, $.20 per check fee applies).
- Interest-bearing personal checking.
- No transaction restrictions.
- Accepts automatic deposits and payments.
- Accessible with ATM or RBC check card.
Earn interest on your checking account; call 1-740-943-2317 to speak to one of our banking experts today.
Ultra Advantage Checking
“The higher your account balance, the more you earn.”
Our Ultra Advantage Checking is an extension of our popular interest-bearing Advantage Checking account, our Ultra Advantage account the interest rate depends on the daily balance you maintain; the higher your account balance, the higher the interest rate you’re paid. A $1,000 minimum deposit required to open account; interest earned as long as $1,000 minimum daily balance maintained. If minimum balance requirement is not met, earned interest is not credited for that calendar month (and $5 monthly, $.20 per check fee applies).
- Interest rates increase with higher daily balance.
- Interest-bearing personal checking.
- No transaction restrictions.
- Accepts automatic deposits and payments.
- Accessible with ATM or RBC check card.
Start earning interest on your checking account today by calling 1-740-943-2317 to speak to one of our banking experts.
Supreme Advantage Checking
“Maximum interest paid on your account balance.”
Earn more interest with our Supreme Advantage Checking account. A $1,500 opening deposit required. Interest rate paid on these accounts increases as your balance grows. Interest earned as long as $1,500 minimum daily balance maintained. If the minimum balance is not met, earned interest is not credited for that calendar month. The $10 monthly fee is waived as long $1,500 minimum balance maintained.
- Earn higher interest rates as balance increases.
- Interest-bearing personal checking.
- No transaction restrictions.
- Accepts automatic deposits and payments.
- Accessible with ATM or RBC check card.
Put your money to work for you with our interest-bearing personal checking accounts. Call 1-740-943-2317 to open your Supreme Advantage checking today.
Special Checking Accounts
Academic Checking Account
“Great benefits for less, just for students.”
Designed with the full-time student in mind, the Academic Checking account from The Richwood Banking Company offers a lot for less to students on a budget. We realize that money becomes a little tighter in the college years, and we want to encourage our academic customers to continue their pursuit of higher education. A $50 deposit required to open account. Not interest-bearing, our Academic Checking account has no monthly service fees or per item fees. It also offers a no-fee ATM or VISA check card.
- For full-time students only.
- No monthly service charges.
- Free ATM Card or VISA Check Card.
Open your Academic Checking account today by calling 1-740-943-2317.
Premier Gold Checking
“Special features and no fees, just for our senior customers.”
Our Premier Gold Account was specially created for our customers aged 55 or more. Accounts can be opened with a $50 deposit, and there are no fees associated with it. There’s no monthly fee or per item charges either. Free Richwood Banking Company checks come with this account, and there are no fees for Money Orders or Travelers Checks.
- For customers aged 55 and over.
- No monthly fees.
- Free checks from The Richwood Banking Company.
Open your Premier Gold Account today with a call to one of our friendly banking experts at 1-740-943-2317.
In-Club Checking
“Join the Club” and receive great benefits today!
Our In-Club Checking account is an interest-bearing checking account with no check writing restrictions. Interest on the In-Club checking account is compounded and paid monthly. Benefits also include Free The Richwood Banking Company checks, and accidental death insurance. You can make automatic deposits and payments, and your account can be accessed with an ATM or debit card. Monthly fee is $8 for a Basic plan, and $10 for a Family plan.
- $8 monthly fee for Basic plan; $10 monthly for Family.
- Free RBC checks and Money Orders.
- No check writing restrictions.
Open your Premier Gold Account today with a call to one of our banking professionals at 1-740-943-2317.
