Other Richwood Banking Services
Business Banking 'Extras' Just for You

We understand the daily demands business owners face. That’s why we created the following custom banking services exclusively for our business customers. In addition to payroll management and merchant services, we can help you with your wire transfers, direct deposits, business credit cards and other business-related needs.   

Online Banking Payroll Management ServicesCredit Card Merchant Services
Wire TransfersOverdraft ProtectionDirect DepositATM Cards Visa Debit Cards
Gift CardsSafe Deposit BoxesMoney Orders / Cashier's Checks Courier Services

E-Banking (Online Banking)

The Richwood Banking Company’s new E-Banking lets you spend time doing what you do best…running your business! Time-saving features let you pay employees using Direct Deposit, view account activity, print reports, transfer funds, pay recurring, occasional and one-time bills electronically, and even make EFTPS payments online. No software to purchase; just log on to our web site whenever you need to.

  • Time-saving and convenient.
  • Pay employees by Direct Deposit.
  • View account activity.
  • Transfer funds; pay bills.
  • Generate custom reports.
  • Make EFTPS payments online.

Find out more about the ease and security of utilizing our E-Banking program today—just call to 1-740-943-2317 to sign up.

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Payroll Management Services

The Richwood Banking Company’s Payroll Management Services provides everything a business needs for customized payroll processing. Services include preparation, tax payments, w-2s, adjustments and customized reports. We even let you decide your company’s check options: paper checks, direct deposits or payroll debit cards.

  • Time-saving and convenient.
  • Payroll preparation.
  • Tax payments and W-2 forms.
  • Adjustments and custom reports.
  • Payroll check options.

Save time and start enjoying paydays today with our Payroll Management Services; just call 1-740-943-2317 to enroll. Click here to visit Payroll Management Services.

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Credit Card Merchant Services

Increase and process your sales faster and more reliably with our Merchant Bankcard payment processing service. Lets you accept VISA® and MasterCard® payments at your site as an additional way for customers to make payments. Features a variety of quick and convenient processing options, and a detailed statement of transactions.

  • Accept VISA® and MasterCard® payments.
  • Detailed monthly statement.
  • Fast, reliable processing.

Start processing customer payments by calling 1-740-943-2317 to speak with one of our business banking experts today.

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Wire Transfers

When time is critical, your business needs solutions fast. That’s why we provide same-day transfer of funds for all domestic wires. International wires are also available. Domestic and foreign incoming wire transfers are free. Domestic and foreign outgoing wire transfers are $15.

  • Same-day fund transfers for domestic wires.
  • International wire transfers available.
  • Incoming wires free.

Request your wire transfer today by calling 1-740-943-2317 and speaking with one of our professional business bankers.

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Overdraft Protection

Avoid expensive and embarrassing cash shortages for your business with our business checking overdraft protection feature. Start enjoying financial peace of mind today--contact us for complete details on this service for your business checking.

  • $28 per item.
  • No more checks returned.
  • No more embarrassing cash shortages.

Sign up today for our overdraft protection service for your business. Just call 1-740-943-2317 and speak with one of our expert business bankers.

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Direct Deposit

We can receive your payroll checks and Federal recurring payments for direct deposit. Enroll today to receive and make payments safely and conveniently. Deposited funds are always available when you need them, even when you’re out of town. Direct deposit is also available to eligible employees of your business.

  • Direct deposit payroll and Federal recurring payments.
  • Safe, fast, and convenient.
  • No more lost or stolen checks.

Why wait?  Call one of our business bankers today at 1-740-943-2317 to set up your own Direct Deposit program.

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ATM Cards

An ATM card from The Richwood Banking Company gives you access to the STAR and CIRRUS® network of ATMs worldwide. You can make cash withdrawals, view account balance, or transfer funds between accounts. Our ATM card is available free to our business checking account holders.

  • No annual fee.
  • Member CIRRUS® and STAR networks.
  • Surcharge-free cash withdrawals at STAR ATMs.

Enjoy comfort and convenience with a business ATM card from the richwood Banking Company. Call 1-740-943-2317 to open a business checking or savings account today.

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VISA® Debit Cards

Our VISA® Debit Card not only gives you access to the STAR and CIRRUS® network of ATM's worldwide, but it can also be used for purchases at millions of merchants where VISA® is accepted.  It’s faster and more convenient than writing a check, and your purchase amounts are automatically deducted from your checking account.  The Richwood Banking Company VISA® Debit Cards can be tied to any of our checking or savings accounts.

  • No annual fee.
  • No ‘per transaction’ fee.
  • Member CIRRUS® and STAR networks.
  • Surcharge-free cash withdrawals at STAR ATM's.
  • Use wherever VISA® is accepted.

Get your Debit Card today by opening a checking or savings account. Just call 1-740-943-2317 to speak with one of our friendly banking professionals.

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RBC Credit Cards

Stop worrying about unexpected business-related expenses, and avoid embarrassing cash shortfalls during business trips with a MasterCard® or VISA® Credit Card from The Richwood Banking Company.  Our business credit cards have a low APR and there’s no annual fee.  Why not give yourself a little more financial flexibility with a corporate credit card?

  • No annual fee.
  • Low APR.

Take control of your business expenses with a business credit card today. Just call 1-740-943-2317 to speak with one of our helpful business bankers.

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Gift Cards

Our Gift Cards are a fast and easy way to carry or send funds without the risk of cash.  Perfect for college students, wedding gifts, or any other special occasion when you don’t want to give or carry amounts of cash. Show your family, friends, employees and clients just how much you care.  Activate a gift card with any balance and be on your way.

  • Select your amount.
  • Safe alternative to carrying cash.
  • Available at all branches.

It’s easy to brighten someone’s day with an elegant Gift Card; just call one of our friendly bankers at 1-740-943-23187 today.

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Safe Deposit Box

Don’t risk the loss or theft of important documents or valuables when you can safely and securely store them in one of our Safe Deposit Boxes. Available in a variety of sizes, we offer Safe Deposit Boxes at our bank branches. 

  • Protect important items.
  • Choose from several sizes.
  • Costs vary.

Don’t wait another day to secure your valuables; call 1-740-943-2317 for your safe deposit box today!

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Money Orders / Cashier’s Checks

The Richwood Banking company offers safe and secure Money Orders and Cashier’s Checks to our customers so they can conduct their financial needs without having to deal with cash.  Both are available at any of our bank branches. Money Orders are $3 per request, and Cashier’s Checks are $5.

  • Money Orders / Cashier’s checks available.
  • Money Orders are $3 each.
  • Cashier’s Checks are $5.
  • Safer than cash.

Call 1-740-943-2317 for your Money Order or Cashier’s Check needs today!

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Courier Service

Let us save you all of those trips to the bank by setting up Courier Service for your business transactions. Several flexible plans are available, and each will save you valuable time away from your business.

  • No more unnecessary trips to the bank.
  • Save time.
  • Set up service according to your schedule.

Sign up today for our courier service for your business; call
1-740-943-2317 to speak with one of our expert business bankers.

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